Christian Family Legacy and Estate Planning Services

Joe Sturniolo believes that stronger families are the vehicle God uses to bring about significant impact for His Kingdom. Sturniolo is an educator, author and speaker with a bold goal to maximize the ability of high-capacity Christians and their families to model Jesus’ love through better stewardship and increase their impact for Kingdom causes. Kardia’s unique process helps Christians and their families eliminate estate and capital gains taxes, pass on an appropriate inheritance to their heirs, maximize their giving to worthy Christian charities, create healthier family relationships and leave a lasting legacy to impact God’s Kingdom while maintaining their present lifestyle. Sturniolo’s expertise and innovative views on estate and wealth planning has attracted the attention of the Denver Post and more than 30 radio stations where he has served as a guest commentator on topics such as “Finding your God-given purpose in life and defining your legacy,” as well as helping listeners understand the “why” in wealth planning. He has also been a regular columnist for the Catholic Register and The Villager Newspaper and has been published in The Wall Street Journal, Investment Advisor Magazine, and Financial Planning Magazine. He is best known for his market analysis and economic commentaries for KNUS, KHOW, and KVOD in Denver.

Erin brings a diverse business background to Kardia, LLC with a concentration in marketing and client relations. She has worked in a diverse range of industries including: financial services and insurance, health and beauty, and mental health and counseling. She has held a Series 7 license, Life, Health, Property and Casualty licenses and has a B.A. degree in psychology from Humboldt State University. Erin consults with ministries, helping them implement planned giving strategies to educate and facilitate their donors (ministry partners) having maximum impact on kingdom causes while strengthening family virtues and relationships.   She also develops and facilitates marketing and prospecting efforts and client retention strategies for Kardia, LLC.

Wyatt assist and supports Joe Sturniolo throughout the planning process. He works directly with Kardia’s clients as their main point of contact and works directly with Kardia’s clients advisors (attorneys, accountants, etc.) ensuring that they are kept up to date throughout the planning process. Wyatt holds a Bachelor’s of Science in Accounting  from Nebraska Wesleyan University and is currently pursuing a Master’s Degree in Taxation from Denver University.